Fl Keys Modular Home Financing:
There are no special banks required to finance a modular home. That’s
because banks recognize the quality of these homes. Unlike a mobile home,
you can go to any lender to obtain financing just as you would for a site
built home. We have worked with many of the local banks in our area and are
willing to work with all of them.
There are several things you may need in order to get qualified for a construction
loan. First, we need to look at the survey of your property, discuss the
size of home you want/need to build and pick out a floor plan that fits on
your property. If we don’t offer a floor plan that you like, you can
provide us with a sketch or give us a floor plan that you have. We can customize
the floor plan of your choice through our modular manufacturer.
Second, we
need to discuss the different options available to you in way of upgrades.
Some of the more common upgrades are metal roof, tiled or wood floors, hardy
siding, and impact windows. Every project is different.
Everyone has a different
budget and we work within your budget. Thirdly, once we have your project
planned out, we will draw up the contracts and provide you with a copy for
the bank. The bank will usually need a copy of the blueprints for an appraisal.
If you choose one of our floor plans we will provide you with a set of prints
to take to the bank at No Cost!!
Once you receive loan approval from the bank, we will sign contracts, and
start the permitting process. We work closely with your bank from start to
finish insuring that your home is completed in a well scheduled and efficient
manner.
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